Question:
Today I recived a letter from a collection agency I have a medical
condition what can they do? It almost 5 years . One of the
collection agiences is Houston Funding II LTD I think they are
scammers they are trying to get me to pay for debt that is about 5
years old and the satue of limtations is 4 years and my credit report
is there anything I can do do I have any right to dispute the
information they put on file I sent a email to them but the email was
returned as a unknown email address
Answer:
Q: Today I recived a letter from a collection agency
I have a medical condition what can they do?
A: What they usually do, drop a turd in your credit record
and bankrupt you if the debt is big enough etc.
Q: It almost 5 years . One of the collection agiences is Houston Funding II LTD
I think they are scammers
A: What you 'think' is completely irrelevant. You admit you owe the debt.
Q: they are trying to get me to pay for debt that is about
5 years old and the satue of limtations is 4 years
A: Wrong.
Q: and my credit report is there anything I can do
A: You can pay what you owe.
Q: do I have any right to dispute the information they put on file
A: Not if its correct.
