Question:
I have a problem and would like some information...
A collection agency keeps sending bills and harrasing me.
They have no reason to, and I need to know what I can do.
I was once a exec. of a student club who was dis-satisfied
with the services provided by a fundraising company, so
we withheld payment. That was two years ago.
They in turn sent the account to a collection agency in Toronto.
This is where it gets good.
They have sent me bills. However, they have used a first name
that doesn't belong to me, they have misspelt my address, and
have toyed with dates (the latest one I got said I had 72
hours to pay or else legal action will be taken and it
was dated March 30th, and I got it -via registered mail no less-
on April 5, with the 'deadline' already passed).
I have contacted to them and said they should take it
up with the executive of the club NOW, but they are
holding ME responsible. ~~~
~~
Does anyone have any advice, or can point me in the
direction of Canadian legislation on this topic?
I would like this to get nipped in the bud before it
gets out of hand, and I start getting harassed at all hours
and all the other fun stuff that they do.
Thank you for your consideration.
Answer:
I'd be interested, too. If someone has an answer, maybe they could
post it publicly?
I know that in Minnesota collection agencies have to be licensed.
While the generalities of credit and collections are pretty much
the same across the United States, there are differences in specifics
from state to state. So the little advice I can give you is: if you're
checking out Canadian laws, don't forget to check up on Provincial
laws and regulations as well.
